Doris Arnold | Nocatee Real Estate, Ponte Vedra Real Estate, St. Johns Real Estate


If you intend to sell your house, it pays to learn about the home selling process. By doing so, you can understand exactly what it takes to enjoy a seamless home selling experience.

Ultimately, there are three steps to sell your house:

1. Prep Your Residence

Take some time to learn about your residence's strengths and weaknesses. That way, you can identify any problem areas in your house and allocate the necessary time and resources to mitigate any issues that otherwise could slow down your home sale.

In many instances, it is helpful to schedule a home appraisal. During a home appraisal, a property expert will examine your residence both inside and out, as well as evaluate your home in relation to comparable houses in your city or town. Following a home appraisal, you will receive a property valuation that can help you establish a competitive initial asking price for your house.

Also, scrub the floors, clean the kitchen countertops and perform extensive home interior cleaning. And don't forget to mow the front lawn, trim the hedges and complete various home exterior maintenance and upgrades as well.

2. List Your House

Adding your house to the real estate market can be simple, especially if you work with a top-notch real estate agent.

Typically, a real estate agent will meet with you and learn about your home selling goals. He or she then will help you get your house ready for the real estate market, thereby increasing the likelihood that your residence will generate lots of interest from potential buyers.

A real estate agent is a must-have during the home selling journey. This housing market professional is unafraid to provide you with honest, unbiased home selling recommendations as you proceed along the home selling cycle. As a result, a real estate agent can help you optimize the value of your residence, regardless of the housing market's conditions.

3. Negotiate and Accept an Offer

Oftentimes, home showings and open houses will be held to showcase your residence to prospective buyers. If buyers like what they see, it may be only a matter of time before you receive multiple offers on your residence.

If you receive a home offer, you probably will have a short amount of time to decide whether to accept, reject or counter this proposal. Consider your options closely, and if you are not satisfied with an offer, you should not hesitate to walk away from the proposal.

On the other hand, if you receive an offer that you like, you can accept it. At this point, a buyer may perform a home inspection to further assess the condition of your house. And if the inspection goes well, it may be only a few weeks before all of the necessary paperwork is finalized and your closing date arrives.

The home selling cycle may seem like a long, arduous process at first. Fortunately, if you follow the aforementioned steps, you can reap the benefits of a fast, profitable home selling experience.


Beautiful pool home located in a gated community in the heart of Mandarin. This home has been totally remodeled and it shows throughout. Located on a preserve with large salt water solar heated screened pool with waterfall and paver patio. Kitchen is a chef's dream w/gas stove, corian and SS counters, SS appliances. Home has plantation shutters, upgraded hardwood and tile flooring and wired for surround sound. Master suite offers 2 walk in closets, beautiful glamour bath with free standing tub, walk in shower and separate vanities. Two bedrooms separated by Jack and Jill bath. Home also has gutters, 3 car garage that is wired for TV and internet, new roof in 2016, exterior painted in 2017. Detail sheet located under documents with so much more information.

More Info on this Property | Sign up for Updates

Your credit score impacts many of your important life decisions. From your ability to open new credit cards, to taking out loans for cars and houses, your credit will be checked by many companies throughout your life. Credit scores are mostly a mystery to the people who have them. Sure, you can check your credit score for free online, but when it comes to understanding your score, most consumers are in the dark. In a perfect world, we would be taught in high school and college exactly what goes into your credit score, how to build credit, and how to avoid credit missteps. Unfortunately, we don't live in that world and many of us don't find out what makes up a credit score until we're in debt from student loans or credit cards. In this article,  we'll teach you what a credit score is, what it consists of, and how it is affected by your financial decisions. And, we'll do it in an easy-to-understand way that skips all of the jargon and acronyms that are used by banks and lenders. Read on to learn everything you need to know about your credit score.

What is a credit score?

Simply put, your credit score tells lenders how safe it is to lend money to you, i.e., the likeliness of you paying back your debt to them. In the United States, credit scores are awarded by three major companies. Since they use slightly different methods of scoring your credit, your score can vary slightly between them. What they all have in common, however, is that they put together your score based on your financial history (or lack thereof). How do they come about your score?

Parts of a credit score

Think of an Olympic diver who just took a perfect dive. The judges off to the side are going to score her on a few different factors: her approach, her flight, and her entry into the water. They'll award her a number based on her dive and then those numbers are averaged to give her a score. Credit is scored in a similar way. You aren't judged just based on your payments or just based on how long you've had a credit card. Rather, you're judged based on a combination of five main things. For your FICO score (the score used by the majority of banks and lenders) those are:
  • 35% - payment history
  • 30% - current debt
  • 15% - how long you've had credit
  • 10% - types of credit
  • 10% - new credit
As you can see, the most important factors that make up your credit score revolve around how much you owe and if you pay your bills on time. Having high amounts of debt or credit cards that are maxed out (meaning you hit the spending limit), your score can be lowered. Similarly, your score can be lowered every time you miss a bill payment. However, if you do miss a payment and your score is lowered, it can be recovered by making on-time payments. Your credit score is also influenced by the length of your credit history (15%): when you opened your first credit card or took out your first loan. The longer you've been making on-time payments the better. The last two factors that make up your score are the types of credit you have (10%) and new credit (10%). Having many different types of credit (home loan, credit card, student loan, auto loan, etc.) will improve your score so long as you're making on-time payments. However, opening up new credit rapidly is a red flag for lenders that you might be in financial trouble, hurting your score.    


This listing recently sold for $505,000.

1996 Cattle Gap Ln, FLEMING ISLAND, FL 32003  

Residential
$525,000
Price
$505,000
Sale Price
5
Bedrooms
3/1
Full/Half Baths
WOW, a little bit of country in the middle of beautiful Fleming Island. You don't want to miss seeing this amazing property. Sit on your front porch on the swing or relax by your screened pool with a summer kitchen that has everything!! Fish in the stocked pond on the property or just enjoy the peace and quiet. All you need to do is move in! EVERYTHING has been redone and you have to see it to appreciate it!! Stunning Porcelain tile floors everywhere except bedrooms. Kitchen has totally been remodeled-everything is new. Dining rm has custom built ins.Living rm has beautiful fireplace with stone surround. Master suite is huge with spa like bath. Large family rm. New roof, new HWH and new AC. Oversized 3 car garage and equipment shed on property.


3626 Cattail Dr S, JACKSONVILLE, FL 32223  

Residential
$424,900
Price
4
Bedrooms
3
Baths
Beautiful pool home located in a gated community in the heart of Mandarin. This home has been totally remolded and it shows throughout. Located on a preserve with large salt water solar heated screened pool with waterfall and paver patio. Kitchen is a chefs dream w/gas stove, corian and SS counters, SS appliances. Home is wired for surround sound, plantation shutters, and upgraded hardwood and tile. Master suite offers 2 walk in closets, beautiful glamour bath with free standing tub, walk in shower and separate vanities. Two bedrooms separated by Jack and Jill bath. Home also has gutters, 3 car garage that is wired for TV and internet, new roof in 2016, exterior painted in 2017. Detail sheet located under documents with so much more information.




Loading